Recommended Lenders in

                   Atlanta Metropolitan Area

Decatur 1^st Bank                                      Poli Mortgage Group
ATTN:  Jeff Hancock                                 Mark Moore

678-523-6301 (cell)                                     404-373-3411 (Office)

404-371-4555 (fax)                                     678-433-6275 (Cell)

jeff@decaturfirstbank.com                          678-935-4383 (Fax)

                                                                  mark@comcast.net

Paladium Mortgage Corp

Laura Ferguson

3790 Data Drive, Suite 100  

Norcross, GA  30092

678-644-1429 (Cell)

678-987-9604 (Fax)

678-987-9625 (Direct Line)